Legal Heirs Entitled to Compensation Under Personal Accident Cover Even If Driver at Fault

The Jharkhand High Court has determined that the legal heirs of a deceased driver are eligible for compensation under  Section 163-A of the Motor Vehicle Act under a personal accident insurance policy, regardless of the driver's fault in the incident.

The court emphasized that the driver's death in an accident is covered by the insurance policy, which offers protection for personal accidents without regard to liability.

The court directed the insurance company to pay Rs. 2 lakhs with 7.5% interest per annum from the date of application to the appellants, within eight weeks.